Moratorium on PC upgrades for 2017.

As 2016 comes to a close, I am in the process of writing up my new year resolutions for 2017. One of the goals involved meeting my financial goals for next year. I am going to list two main financial goals, one of which is a milestone goal, meaning that if I achieve my first... Continue Reading →

Achieving financial discipline

The other day, I posted about how I would carefully consider any purchases or expenses based on my needs and wants. I also showed a couple of examples how my thought processes went when it comes to deciding whether or not I should buy something based on my needs. I also talked about how I... Continue Reading →

UOB One or Citibank Dividend?

The past couple of days, I decided to apply for a credit card. But I am torn between either getting the UOB One Card or the Citibank Dividend Card. Both are cashback rewards cards, but with slightly different perks. I spent months researching on the pros and cons of owning either of the cards. I... Continue Reading →

October broke

Several big ticket items were bought in the month of October and more coming in the days ahead. Oh im so broke.I finally decided to extend my mac mini applecare coverage for an additional 2 years. Cost: 145 bucks. It's actually far cheaper than the one offered by the official apple website, because I got... Continue Reading →

Financial constraint!

I was calculating my finances for next month, what with the purchase of the new Mac mini that I’m going to make soon and I realised that I’m actually a little short! I mean, I can proceed with the purchase, but I will most likely be eating grass for the entire month! I will have... Continue Reading →

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