I overspent while in Sydney

I enjoyed my time in Sydney. Amazing people. Amazing beaches. Amazing cuisine. But what I didn't expect was how badly I underestimated my travelling budget to be. I utterly overspent while vacationing in Sydney. Now I have to suffer the consequences of eating grass for the next few months!

UOB One or Citibank Dividend?

The past couple of days, I decided to apply for a credit card. But I am torn between either getting the UOB One Card or the Citibank Dividend Card. Both are cashback rewards cards, but with slightly different perks. I spent months researching on the pros and cons of owning either of the cards. I... Continue Reading →

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