The other day, I posted about how I would carefully consider any purchases or expenses based on my needs and wants. I also showed a couple of examples how my thought processes went when it comes to deciding whether or not I should buy something based on my needs. I also talked about how I... Continue Reading →
UOB One or Citibank Dividend?
The past couple of days, I decided to apply for a credit card. But I am torn between either getting the UOB One Card or the Citibank Dividend Card. Both are cashback rewards cards, but with slightly different perks. I spent months researching on the pros and cons of owning either of the cards. I... Continue Reading →

